Credit Analyst in London

job details

Core Responsibilities
 Performing financial statements analysis
 Calculating company-specific ratings
 When receiving customer requests, negotiation of loan package should be done with
the Marketing team, creating a loan offer and submitting it to the approval of the
relevant head office unit ...

 Tracking loan revision maturity of existing customers, initiating financial analysis
work without delay and completing the limit renewal
 Assess the creditworthiness current and prospective clients.
 Responsible for loan requests, annual reviews, modifications, extensions, renewals,
drafting loan documentation in accordance with approved terms.
 Ability to demonstrate good knowledge and understanding of loan documentation.
 Ensure effective collaboration between teams including Branch/Relationship
managers and Risk Management.
 Liaises with internal and external counsel in the review of transactional
documentation.
 Identify and implement opportunities for improved business operations, partnerships
and client satisfaction.
 Responsible for all internal credit correspondence originated by the department,
including transactions management, the ongoing risk analysis of the borrower and the
transaction, customer rating assessment and recommendation. Work with internal
partners to implement controls and meet monitoring conditions.
 Managing Credit MI and producing reports for management.
 Led projects to enhance credit operational efficiency while working in a fast paced
and collaborative work environment to achieve set targets.
 Built productive customer relationships by resolving critical queries during credit
reviews.

 Conducts annual reviews and diligently monitors existing client relationships,
maintaining a keen focus on risk appetite and strategy.
 Actively participates in client meetings, adapting strategies to meet unique client
needs and foster collaborative relationships whilst ensuring risk mitigation.

Other Duties
 Responding to requests by authorities in a timely manner.
 Representing the Branch at meetings/events, when necessary.
 Checking and submitting internal audit reports for approval.
 Following up transactions regarding the Alternative Distribution Channels.
 Following up and archiving the correspondence.
Common Duties
 Ensuring regulations and Bank rules are adhered to and complied with.
 Fulfilling other tasks set by the Bank's rules and/or assigned by relevant Head Office

Departments
 Performing any necessary tasks required by the job.
 Monitoring the activities in the field of responsibility so that any possible errors or omission
that may cause material loss and risk is prevented in good time.
 Dealing with any issue raised by audit and control reports.
 Preparing timely reports for the issues within field of responsibility, and evaluating and acting
upon reports prepared by Head Office Departments.
 Improving knowledge on banking practices, and pursuing self-development with regards to
industry and market information.
 If applicable, providing feedback and proposals for those who are reporting to the position
occupied.
 Ensuring fast and effective information flow and communication between branches and
departments
 Comply with other duties assigned by the Branch Senior Management.

Other requirements

 University educated

 Fluent Turkish

Randstad Financial & Professional encourage applications from individuals of all ages & backgrounds. Appointment will be made on merit alone but candidates must be able to demonstrate their ability to work in the UK. Randstad Financial & Professional acts as an employment agency for permanent recruitment & an employment business for temporary recruitment as defined by the Conduct of Employment Agencies & Employment Business Regulations 2003

Core Responsibilities
 Performing financial statements analysis
 Calculating company-specific ratings
 When receiving customer requests, negotiation of loan package should be done with
the Marketing team, creating a loan offer and submitting it to the approval of the
relevant head office unit
 Tracking loan revision maturity of existing customers, initiating financial analysis
work without delay and completing the limit renewal
 Assess the creditworthiness current and prospective clients.
 Responsible for loan requests, annual reviews, modifications, extensions, renewals,
drafting loan documentation in accordance with approved terms.
 Ability to demonstrate good knowledge and understanding of loan documentation.
 Ensure effective collaboration between teams including Branch/Relationship
managers and Risk Management.
 Liaises with internal and external counsel in the review of transactional
documentation.
 Identify and implement opportunities for improved business operations, partnerships
and client satisfaction.
 Responsible for all internal credit correspondence originated by the department, ...

including transactions management, the ongoing risk analysis of the borrower and the
transaction, customer rating assessment and recommendation. Work with internal
partners to implement controls and meet monitoring conditions.
 Managing Credit MI and producing reports for management.
 Led projects to enhance credit operational efficiency while working in a fast paced
and collaborative work environment to achieve set targets.
 Built productive customer relationships by resolving critical queries during credit
reviews.

 Conducts annual reviews and diligently monitors existing client relationships,
maintaining a keen focus on risk appetite and strategy.
 Actively participates in client meetings, adapting strategies to meet unique client
needs and foster collaborative relationships whilst ensuring risk mitigation.

Other Duties
 Responding to requests by authorities in a timely manner.
 Representing the Branch at meetings/events, when necessary.
 Checking and submitting internal audit reports for approval.
 Following up transactions regarding the Alternative Distribution Channels.
 Following up and archiving the correspondence.
Common Duties
 Ensuring regulations and Bank rules are adhered to and complied with.
 Fulfilling other tasks set by the Bank's rules and/or assigned by relevant Head Office

Departments
 Performing any necessary tasks required by the job.
 Monitoring the activities in the field of responsibility so that any possible errors or omission
that may cause material loss and risk is prevented in good time.
 Dealing with any issue raised by audit and control reports.
 Preparing timely reports for the issues within field of responsibility, and evaluating and acting
upon reports prepared by Head Office Departments.
 Improving knowledge on banking practices, and pursuing self-development with regards to
industry and market information.
 If applicable, providing feedback and proposals for those who are reporting to the position
occupied.
 Ensuring fast and effective information flow and communication between branches and
departments
 Comply with other duties assigned by the Branch Senior Management.

Other requirements

 University educated

 Fluent Turkish

Randstad Financial & Professional encourage applications from individuals of all ages & backgrounds. Appointment will be made on merit alone but candidates must be able to demonstrate their ability to work in the UK. Randstad Financial & Professional acts as an employment agency for permanent recruitment & an employment business for temporary recruitment as defined by the Conduct of Employment Agencies & Employment Business Regulations 2003

skills

credit analyst

education

university