Senior Commercial Analyst in Newcastle-under-Lyme

Hello there. We’re Zopa. Early in 2023 Zopa Bank acquired Divide Buy, a market leading BNPL platform. Now part of Zopa Group, we’re creating BNPL , the offering will combine technology and fintech innovation to enable instant decisions and fully integrated consumer journeys with consumer protection, credit checks and safeguards of a regulated bank. We're on on a step-change growth trajectory. Alongside our best-in-class POS tech solution we have the scale, trust, and market-leading credit capabilities of one of the UK’s top consumer lenders. We are uniquely positioned in the market with rapid growth and bold ambitions for the next three years where this role will be pivotal in spearheading our growth. Join us as we embark on this new chapter, harnessing the strengths of both Zopa and Dividebuy to create cutting-edge financial solutions that truly benefit our customers. The Senior Commercial Analyst will play a key role within the finance team, with a wide-ranging remit. Growth for our business is key, putting great importance on improving the commercial information available to the sales team, enabling their focus to deliver growth. The role requires strong stakeholder management as it will be the conduit between the data and the business leaders. 

A day in the life:

You'll keep an eye on daily commercial performance keeping relevant stakeholders updated

Provide analysis to keep to support decision making.

You will be integral in building out the standard suite of Management Information to support the business’s growth ambition

Aside from having your hand directly on the “today” picture, matching that to historical trends, you will be a key link between the Commercial and Finance Team to build dynamic and credible forecasts.

Understand the historical performance of the consumer loan book, in conjunction with the Credit Analyst, to be able to predict future outcomes

Build a merchant profitability model to measure ROA of merchants

Work with the sales and finance teams, as well as third parties, to maximise sales and margins

As can be expected, a typical day will included a steady flow of adhoc queries, either raised by the business, or by yourself.

About you:

Proven experience as a commercial analyst - bonus points for Financial Services or Fintech experience

Capable of building and managing effective working relationships with multiple stakeholders

Excel, SQL and Power Query experience

Excellent planning and organisational skills

Ability to work to deadlines

Strong communication and partnering ability

#LI-LK1 Flexible working? Yes please! At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work-life balance. Our teams work in a hybrid manner, from our vibrant UK offices and the comfort of their own homes, at a frequency that suits the team and the work they do. Not only that – you'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choice Diversity Statement Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.