Credit Risk Manager in Bury

Location: Bury

Salary: Hidden

Recruiter: TalentEdge

Date Advertised: 2024-07-01

Credit Risk Manager



Bury



Salary: DOE



I am working with a local client that is currently going from strength to strength, due to the growth across the company we are working together to appoint a experienced Credit Risk Manager.



Responsible for those quotes that pose higher risk and value, you will work with a small team of credit analysts overseeing the credit risk assessment process, developing risk management strategies, and ensuring the company's credit policies and procedures are adhered to.



This role requires a keen understanding of credit risk principles, strong analytical skills, and the ability to work collaboratively with various departments.



Personal Benefits:


  • 25 days holiday (plus bank holidays)
  • Annual bonus scheme
  • Incentive cash prizes
  • Flexitime
  • Free parking
  • Wellbeing support
  • Onsite gym
  • Exciting social and team building events


Daily Duties:


  • Conduct thorough credit risk assessments of new and existing clients.
  • Analyse financial statements, credit reports, and other relevant data to evaluate credit worthiness.
  • Develop and maintain credit risk models and scoring systems.
  • Develop, implement, and update credit risk policies and procedures.
  • Ensure compliance with regulatory requirements and internal policies.
  • Monitor and report on the effectiveness of credit risk management strategies.
  • Monitor the credit risk exposure of the company’s Portfolios
  • Identify, measure, and manage credit risk concentrations.
  • Recommend actions to mitigate credit risks and improve portfolio quality.
  • Monitor credit Insurance positions to ensure cover is kept relevant.
  • Credit Risk reports / assessments
  • Presentation of findings to senior management / stakeholders
  • Lead and mentor a team of credit analysts and risk management professionals.
  • Provide training and development to enhance the team’s skills and knowledge.
  • Foster a culture of continuous improvement and risk awareness


Desirable experience:


  • Previous experience within a similar credit risk role
  • Knowledge of regulatory requirements related to risk management
  • Experience with Credit systems (Experian)
  • Strong analytical and quantitative skills.
  • Excellent written and verbal communication skills.
  • Ability to work independently and as part of a team.
  • Detail-oriented with strong organizational skills


To be considered for this role please send your CV to Charlotte Hilton at TalentEdge



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